服务内容
- Currencies and terms
- Paper-based minimum balances
- NetBank minimum balances
- Renewal and early withdrawal rules
- Large cash-withdrawal notice
Currencies and Terms
Customers may open time deposit accounts in HUF, EUR, USD and CNY separately.
The periods of time deposit for HUF, USD and EUR are one week, one month, three months, six months and twelve months.
For CNY, there is only one term. It is one month.
Minimum Balances
- The minimum balances for one week deposits in different currencies (paper-based) are 200,000 HUF, 10,000 EUR and 10,000 USD separately.
- The minimum balances for fixed deposits in different currencies through NetBank are 200,000 HUF, 1,000 EUR and 1,000 USD.
- The minimum balances for fixed deposits for periods longer than one week in different currencies (paper-based) are 200,000 HUF, 1,000 USD, 1,000 EUR and 10,000 CNY.
Characteristics
- Each item of deposit is shown in a separate bill which specifies the currency code, the value date, maturity date, principal and interest rate.
- Time deposits will be automatically renewed unless further instruction is given by the customer in writing before maturity date.
- No interest will be paid if the funds are drawn before the maturity of the time deposit.
Cash Withdrawal Notice
In case of cash withdrawal of 1 million Forint (including) or equivalent foreign currency, one day notice is required; over 1 million Forint (including) to 5 million Forint or equivalent foreign currency, two-days notice is required; over 5 million (including), three days notice is required.